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Built Around Real Estate. Designed to Protect Everything You Own.
  • 406-404-2424
  • ryan@insurestateagency.com

Built by Someone Who Understands Real Estate Deals

With the founder, Ryan Olsen, you’re not working with a generic insurance agency—you’re working with someone who has spent over two decades inside real estate transactions as a broker, investor, and franchise development business owner of 4 successful franchises.

We understand the pressure of deadlines, lender requirements, construction timelines, and investment risk because we’ve been on the other side of the table.

That experience drives everything we do today.

Protecting What You Own. Safeguarding What You've Built.

At insurEstate, we believe insurance should be simple, strategic, and built around the way you live, invest, and do business.  We start by correctly protecting most people's largest asset - real estate - and then customize an insurance plan around coverage for your loved ones, investment properties, business, cars, toys, you name it...to help protect everything you have worked so hard for.  If you are just starting your new journey or family, we are here to help guide you from the start, the right way.

We specialize in helping homeowners, real estate investors, and business owners protect what matters most—without the confusion, gaps, or one-size-fits-all policies that are common in the industry. Our approach is straightforward: understand your goals first, then design coverage that actually supports them.

With a strong background rooted in real estate, we bring a unique perspective that goes beyond just quoting insurance policies. We understand transactions, timelines, lender requirements, and the risks that come with owning and managing property. That means faster closings, smarter coverage decisions, and fewer surprises.

Insurance Built for Real Estate

We work closely with:

  • Homebuyers and homeowners
  • Real estate investors and landlords
  • Realtors and mortgage professionals
  • Property managers and developers
  • Business owners

Our goal is to be a reliable partner in every transaction—making sure coverage is correct, timelines stay on track, and your clients (or investments) are fully protected.

What Makes Us Different

Independent Advantage: We’re not tied to a single carrier. That means we shop 40+ top-rated insurance companies to find the best combination of coverage and price.

Real Estate Expertise: With decades of combined experience in real estate and insurance, we understand how to structure policies that align with property ownership and investment strategies.

Control & Accountability: We believe your insurance should be handled by professionals who take ownership of the process. No handoffs, no confusion—just clear communication and dependable service.

Growth-Focused Approach: As your portfolio or business grows, your insurance should evolve with it. We proactively review and adjust your coverage to keep you protected at every stage.

Our Mission

To protect what people work hardest to build.  We start with real estate-often our clients largest investment-and create insurance strategies that safeguard every asset, every liability, and every stage of life.

Let’s Build the Right Coverage

Whether you're closing on a property, reviewing your current policies, or planning your next investment, insurEstate is here to help you move forward with confidence.

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  • 1001 S Main St, #8081,
    Kalispell, MT 59901
  • 406-404-2424
  • 406-577-8313
  • ryan@insurestateagency.com
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